N’stakolle Loan

The Orange Money N’stakolle Loan is a short-term loan powered by Access Bank that allows eligible Orange Money Customers to apply for a loan between P50.00 (Fifty Pula) and P1,200.00 (One Thousand Two Hundred Pula) using their Orange Money account at a specified service fee which is the loan interest rate and administration fee combined including Value Added Tax (VAT). Orange money reserves the right to change the allowable limit at any time

Easy loan

Get your loan direclty from your device

Instant loan

Receive the money in less than 1 hour

Flexible Payment Plan

You can chosse the plan that is fiting to your need

Terms and Conditions

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Terms and Conditions

These Orange Money Micro Loans Service (N’stakolle Loan) Terms and Conditions govern the access and use of the Orange Money Micro Loans Service offered via mobile phones to registered Orange users with an Orange Money account (the “OM Service”). These loans are underwritten by Access Bank Botswana and by choosing to use the Orange Money N’stakolle Loan ("SERVICE") you agree to establish a direct contractual relationship with Orange Money ("ORANGE MONEY") and Access Bank Botswana as a customer and you further agree to the following

See terms and conditions

How it works ?

Step 1

Dial *145#

Step 2

Select Orange Money transaction

Step 3

Enter your Pin

Step 4

Select the option '6' N’stakolle

Step 5

Select the option '3' Eligibility Check

N’stakolle Loan Service Frequently Asked Questions

A service that allows you to borrow money through Orange Money and repay the borrowed amount on your next top up.

To qualify, transact monthly especially cash deposit at agents, send money, pay utility bills and buy mobile top up to improve your profile and qualify for N'stakolle Loan.

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